Razorpay charges 2% + 18% GST on every transaction. MyMobPay charges a flat ₹499/month with zero per-transaction fees. See the full comparison below and calculate your savings.
Based on Razorpay's standard 2% + 18% GST model vs MyMobPay's flat ₹499/month
* Estimates based on 2% MDR + 18% GST. Actual Razorpay pricing may vary by plan. MyMobPay is always ₹499/month regardless of volume.
Every feature side by side — no hidden advantages
No. MyMobPay does not act as an intermediary. Payments go directly from the customer's UPI app to your bank account via the IMPS/UPI rail. There is no escrow, no holding period, and no per-transaction cut.
MyMobPay uses your bank's transaction notification emails. A Cloudflare Worker parses these emails in real-time and triggers automated webhook events to your server, so you never have to manually reconcile payments.
Yes. Both platforms offer REST APIs and SDKs. Most developers can switch in under an hour — MyMobPay provides migration guides and dedicated support to make the transition smooth.
MyMobPay charges a flat ₹499/month regardless of volume. If you're processing less than ~₹25,000/month, Razorpay's 2% fee might be cheaper. But once you cross that threshold, MyMobPay saves you money immediately.
Join thousands of founders who switched from Razorpay to MyMobPay and now keep 100% of their revenue.