Comparison — MyMobPay vs Cashfree

MyMobPay vs Cashfree: The fee difference that matters

Cashfree charges 1.4% + GST on every UPI payment. MyMobPay charges ₹499/month flat. At ₹5 Lakhs/month volume, that's a difference of ₹7,200 every single month.

Switch to MyMobPaySee the Numbers

Monthly Savings Breakdown

Cashfree 1.4% + 18% GST vs MyMobPay flat ₹499

Monthly VolumeCashfree CostMyMobPay CostYou Save
₹1 Lakh/mo₹1,540/mo₹499/mo₹1,041/mo
₹5 Lakhs/mo₹7,700/mo₹499/mo₹7,201/mo
₹10 Lakhs/mo₹15,400/mo₹499/mo₹14,901/mo
₹25 Lakhs/mo₹38,500/mo₹499/mo₹38,001/mo

Feature Comparison

FeatureCashfreeMyMobPay
Transaction Fee1.4% per transaction0% — flat ₹499/monthwins
GST on Fees18% GST extraIncluded in flat feewins
Settlement TimeT+2 business daysT+0 instantwins
Escrow AccountYes (holds funds)None — direct P2Pwins
Payment MethodsUPI, Cards, Netbanking, WalletswinsUPI + IMPS only
International CardsYes (Visa, MC, Amex)winsNot available
Subscriptions / RecurringNative supportwinsVia webhook logic
API DocumentationExtensive docs portalIn-app docs + SDK examplesequal
Payment LinksYesYesequal
Developer ExperienceGoodExcellent — SDKs for 6+ languageswins

Cashfree pricing is approximate and may vary. Always check cashfree.com for latest rates.

Ready to stop paying per-transaction fees?

MyMobPay's direct-to-bank rail means every rupee you collect goes straight to your account — no intermediaries, no hidden cuts.

Get Started — ₹499/month